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Would you pick up a stray dollar bill sitting on the sidewalk as you walked by?
Darn right you would. Finders keepers!
What if you showed up at your doctor’s appointment, and the front desk said you overpaid by $10 last time? Would it be OK if they knocked $10 off today’s bill to rectify the situation?
Absolutely. Appreciate you bringing that to my attention.
Or suppose your online broker insisted on crediting your account with a month’s worth of no-commission trades, thanks to your recent uptick in trading activity.
Obviously, no objection here.
Now, what if I told you there was potentially unclaimed money due to you?
Except, it’s not sitting on the ground in front of you … no one is going to inform you in-person … and you won’t receive a phone call, email or text delivering the news …
It will require some work on your end. But, not all that much to find out if it’s there for the taking.
You see, that potential money owed to you is buried somewhere in the online stratosphere … just waiting to be claimed.
I presume you’ll want to go take a look …
So today, I’ll share several websites that you can easily investigate. In fact, here are a dozen that allow you to hunt for those opportunities…
To find unclaimed money from the government:
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NAUPA (National Association of Unclaimed Property Administrators). State-by-state listing of unclaimed funds and property.
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U.S. Department of Labor — Wage and Hour Division. Back wages owed from an employer.
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U.S. Department of Veterans Affairs — Unclaimed Insurance Funds. Unclaimed insurance funds owed to current or former policyholders or their beneficiaries.
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PBGC (Pension Benefit Guaranty Corporation). Unclaimed pension money from companies that went out of business or ended a defined plan.
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IRS (Internal Revenue Service). Refunds unclaimed or undelivered.
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FDIC (Federal Deposit Insurance Corporation). Unclaimed funds from failed banks.
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National Credit Union Administration. Unclaimed deposits from credit unions.
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SEC (U.S. Securities and Exchange Commission). Enforcement cases where investors are owed money.
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HUD (U.S. Department of Housing and Urban Development). Refunds from HUD/FHA if you had an FHA-insured mortgage.
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TreasuryDirect. Savings bonds no longer earning interest.
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Bureau of the Fiscal Service. Unpaid foreign claims of U.S. nationals due to loss of property in foreign countries.
And outside of the government, here’s another source that most folks don’t know exists:
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Top Class Actions. Open class action lawsuit settlements. (Just don’t file for class action suits that don’t pertain to you!)
All right, I realize there’s a decent chance you might not have found anything that applies to you yet.
So, as a bonus, I’ll include a site with a list of birthday freebies and discounts you can grab. Treat yourself, family member or friend to a deal:
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Hustler Money Blog — Birthday Freebies! A list of 200 places to grab free — or discounted — food or drinks in conjunction with a birthday (bring ID). Also, if you scroll to the bottom, there are retail and entertainment birthday giveaways, too.
I’d like to know how these ideas work out for you. Let me know what kind of treasures you find in the comment box below.
Best,
Grant Wasylik
{ 1 comment }
I knew this a long time ago, but do not know what to do about it. How to know who has that money and how to claim it. It’s billion of dollars unclaimed money. This gold mine still buried
there waiting to be claimed !!